FS Micro Financing

Get the financing you need
to grow your business.

  • Financing up to RM200K in less than 5 days

  • Interest rates as low as 0.8% per month

  • Tenure up to 18 months

Get the financing you need to grow your business.

Fast Process

Simply apply online and get your cash in less than 5 days*

Fixed Interest Rate

Base rate goes up? Steady. Your interest remains unchanged throughout your financing term

Simple Documentation

Submit three basic documents and you are good to go!

No Collateral

We focus on your business potential instead of your assets.

Frequently asked questions

A business financing product that offers micro credit opportunities to SMEs. 
Best used to maintain cash flow and enhance your business day-to-day. 

With Funding Societies Micro Financing, you can apply for a financing amount of up to RM200,000 with an interest rate of 0.8% - 1.5% per month with a tenure of up to 18 months

Once you have accepted our offer, we will credit the approved financing amount to you, with any fees deducted from the amount. 

To manage your repayment, the monthly installment is calculated as ‘P+I’ (principal + interest).

With Funding Societies, depending on the nature of your financing, you could apply for a tenure of 6, 9, 12, or 18 months. 

If this is your first time with us, here is a run-through on the application process. 

Step 1: Complete the Application form on our page

Step 2: Submit the documents required for the application

  • Copy of all Director(s) NRIC/Passport

  • Latest 6-months Bank Statement

  • Latest 2 years personal Income Tax Assessment (Optional)
     

Step 3: Check your email for updates on your financing application

Step 4: Accept the approved financing offer from us (if you’re agreeable to the terms)

We will credit the disbursement into your designated business bank account and your repayment cycle shall begin the following month.

Just like any other financing product, the following fees/charges will be applicable:

Facility fee : One-off 2% of the approved loan amount

Utilisation fees per drawdown : 0.60% of each Utilised Amount

If you are late in making your repayments, the following fees/charges will be imposed: 

  • Late Penalty Fee: RM250 per 7 calendar day

  • Late Interest Fee: Up to 0.1% per day (non-compounded) on the amount in arrears

Early repayments are always encouraged, as SMEs are able to save more on interest. 

Early repayments are subjected to a 2% early repayment fee on the remaining principal amount to partially compensate our investors on the loss of their residual interest.  

To know more, WhatsApp Us

FS Micro Financing is open to

  • Sole proprietorship, partnership, or private limited companies registered with SSM

  • Minimum 30% local shareholding by Malaysians

  • Minimum RM 60,000 revenue per annum (or RM5,000 per month)

  • Minimum 6 months in operations


Got questions? Click the floating bubble at the bottom of your screen to chat with us!

How to apply?

Complete the application form

It will only take a few minutes and you can resume at any point within 30 days.

Financing offer

We will review your application and make a tentative offer within 2 working days.

E-sign contract and receive funds

After your financing has been approved,
simply e-Sign the contract and receive the funds in your business bank account.

Apply Now

Minimum of RM 3,000 RM and maximum of RM 200,000

Why Funding Societies?

Registered with Securities Commission Malaysia

Largest SME Digital Financing Platform in Southeast Asia

Disbursed more than
RM 12 billion to over
5 million notes

More than 200,000
registered Investors
across SEA

Investors' funds managed
by Malaysian Trustees Berhad

Join our SME community

“As a growing company that offers home and business security solutions, we need financing to maintain cash flow in order to cover a variety of business expenses, including long payment terms for our clients. We are very grateful to Funding Societies for providing short-term financing solution to us when we need it the most, helping us to improve our cash flow and grow our business further.”

Ben Zainal, Heron Solutions

Indonesia

Pemberi Dana
[email protected]
+62 878 2325 1976

Penerima Dana
[email protected]
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia

Singapore

[email protected]
General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902

Malaysia

[email protected]
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur

Thailand

[email protected]
+66 93 139 9721

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400

Vietnam

[email protected]
(+84) 28 7109 7896

2/F Sonatus Building,
15 Le Thanh Ton,
Ben Nghe Ward,
District 1,
Ho Chi Minh City, Vietnam

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Registered with Securities Commission Malaysia.
Modalku Ventures Sdn Bhd 201601019329 (1190266X)
© 2020 Modalku Ventures Sdn Bhd. All rights reserved. 

Funding Societies is a SME Digital Financing Platform registered with Securities Commission Malaysia. It does not fall under the jurisdiction of Bank Negara Malaysia. Therefore, financing products of Funding Societies should not be constructed as business loan, SME loan, micro loan, term loan or any other loans offered by banks in Malaysia and it is to be deemed as an investment note as defined in the Guidelines on Recognised Markets.

Disclaimer: All third party trademarks, product and company names are the property of their respective holders.