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Pay Half & Earn More

 

Growing your money is not just about earning returns, it’s also about keeping more of what you earn.

With the Pay Half & Earn More Campaign, enjoy 50% OFF service fees when you invest in Accounts Payable Financing (investment code: MBIAPCD).

Start from just RM100 and take a confident step towards building your investment portfolio.

FSMY APF 50% OFF Campaign - Promo Page (1080 x 675 px)-1

More Value in Every Investment

59
Pay Less in Service Fees
Keep more of your potential returns with 50% OFF service fee.
60
Invest from RM100
Start small and grow your investment portfolio over time.
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Partial CGCD Coverage
Investments are partially guaranteed
by CGC Digital.
 

How to Participate?

5-May-21-2026-02-01-41-3743-AM
Account Access

Sign up or log in to your Funding Societies investor account.

6-May-21-2026-02-01-41-3338-AM
Start Investing

Look for the investment code MBIAPCD for Accounts Payable Financing and invest a minimum of RM100 during the campaign period.

7-May-21-2026-02-01-41-3323-AM
Fee Savings

Enjoy 50% OFF service fees automatically applied to your eligible investments.

Sign Up to start your investment journey with Funding Societies

Whether you’re a beginner or an experienced investor, starting your investment journey with us is easy. Just fill in the particulars below and click “Sign Up”.

Frequently asked questions
  • What is this campaign about?

    The Pay Half & Earn More Campaign allows eligible investors to enjoy a 50% reduction in service fees when investing in Accounts Payable Financing - CGCD (investment code: MBIAPCD) opportunities during the campaign period.

  • Who is eligible to participate?

    This campaign is open to all new and existing investors of Funding Societies Malaysia.

  • What is the campaign period?

    The campaign runs from 25 May 2026 to 30 June 2026 (both dates inclusive). 

  • Which products are eligible for the campaign?

    The waiver applies to Accounts Payable Financing (MBIAPCD) only.

    Notes:

    Accounts Payable Financing - CGCD (also identified by the product code MBIAPCD) is a variant of our standard AP Financing product (MBAP/MBIAP), with one key distinction: investment notes issued under this product are partially guaranteed by CGC Digital. This added layer of protection is designed to give investors greater confidence in their investment.

  • Is there a minimum investment required?

    Yes, a minimum investment of RM100 is required for eligible product during the campaign period.

  • What does partial CGCD guarantee coverage mean?

    It means that in the event of an issuer default, CGCD may cover up to 50% of the outstanding principal that has not been repaid. This provides partial downside protection for investors, but it does not guarantee full recovery of the investment amount or any expected returns.

  • How is the 50% service fee reduction applied?

    Under this campaign, the standard 25% service fee charged on returns received from Accounts Payable Financing (MBIAPCD) investments will be reduced by 50% during the Campaign Period.

    The reduced fee will be automatically applied upon successful investment.

  • What are the estimated returns?

    Eligible investments may generate estimated gross returns of up to 10% – 18% per annum, subject to investment performance, issuer repayment behaviour, and prevailing market conditions.

  • What is the investment tenure?

     The investment tenure range from 15 to 120 days.