Optimise your wealth & support local SMEs
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Start as low as RM100
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Conventional and Shariah-compliant investments
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Automated Investment Option
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Registered with the Securities Commission Malaysia (SC)
Low Investment Entry Barrier
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SME Debt Investment made easy, just for you.
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Invest with a minimum of RM100.
Protecting Your
Interests
- Registered with Securities Commission Malaysia (SC)
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First platform in Malaysia to engage a trustee agency to manage our investors' money, so you can have a peace of mind.
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Max Issuer Exposure - Feature that limits the amount of exposure the Auto-Invest Bot invests into a single issuer.
Conventional Investments
Islamic Investments
Guaranteed Investment
Investment with payments effectively guaranteed
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Guaranteed Investment Note - Term Financing (MBBG)
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Guaranteed Investment Note - Bullet Financing (MBSG)
Return Rate up to 8% p.a.
Business Term Investment
Investment into a business term financing
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Business Term Financing (MBBT)
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Business Term Financing - CGC (MBBTC)
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Business Term Financing (Secured) (MBBTS)
Return Rate up to 18% p.a.
Accounts Receivable Investment
Investment into an invoice backed financing
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Notified Invoice Financing (MBTF)
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Non-Notified Invoice Financing (MBIF)
Return Rate up to 18% p.a.
Accounts Payable Investment
Investment into a purchase order or motor vehicle backed financing
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Accounts Payable Financing (MBAP)
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Dealer Financing (MBDF)
Return Rate up to 18% p.a.
Disclaimers
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Return rate stated is the range of returns for the product group, before service fees and taxes.
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Please refer to the respective investment note on the approved return rate.
Guaranteed Investment
Islamic Investment with payments effectively guaranteed
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Guaranteed Islamic Investment Note - Term Financing (MBIBG)
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Guaranteed Islamic Investment Note (Term Financing - CGCD) MBIDG
Return Rate up to 8% p.a.
Business Term Investment
Islamic Investment into a business term financing
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Business Term Financing-i (MBIBT)
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Business Term Financing-i CGC (MBIBTCV)
Return Rate up to 18% p.a.
Accounts Receivable Investment
Islamic Investment into an invoice backed financing
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Invoice Financing-i (MBIIF)
Return Rate up to 18% p.a.
Accounts Payable Investment
Islamic Investment into a purchase order backed financing
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Accounts Payable FInancing-i (MBIAP)
Return Rate up to 18% p.a.
Disclaimers
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Return rate stated is the range of returns for the product group, before service fees and taxes.
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Please refer to the respective investment note on the approved return rate.
How To Sign Up?
How To Invest?
Sign Up
Click the sign up button and fill in your information.
Verification
Upload all the required documentation and once approved, deposit RM100 to activate your account.
You're all set!
Once your account is activated, you can start investing in any available notes.
Log In
Log into your account to start investing.
Choose the note(s)
Go to the “Browse Investment Opportunity” section to view the ongoing funding opportunities.
Begin your investment journey!
Input the amount you want to invest under the “Investment Amount” column and click on “Confirm Investment” to complete your investment.
Our Investor Testimonials
"Funding Societies gives investors the freedom to choose their investments through its digital platform. Returns are predictable and stable, such as with the Guaranteed Investment (GN) notes. It reduces the risk of losing money, and some GN notes repay every month, increasing my return on investment rate as I re-invest the repayments. Funding Societies is a great place to start your second stream of income without much hassle or big capital."
Rainbow Chan
Foo Kwok Whye
"My investment journey with Funding Societies started in 2020, and it has significantly improved my cash flow and provided opportunities for common people like me to make consistent investments with low investment entry amounts. I highly recommend this platform for SMEs debt P2P investment."
Lim Wei Yeh
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Learn as you go
We've curated some great blog articles for you to grow your investment knowledge.
Minimise Your Risk
All investments bear risks.
Diversification is always the key to successful investment.
Maximising Investments
Reinvest using your capital gains to fund other SMEs while maximizing your returns.
More things to see
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