Optimise your wealth & support local SMEs

  • Start as low as RM100

  • Conventional and Shariah-compliant investments

  • Automated Investment Option

  • Registered with the Securities Commission Malaysia (SC)

Invest Now

Investing in local SMEs starts from a minimum amount of RM100 - Funding Societies Malaysia

The Best Place to Invest in Malaysia

Here are a few reasons why you will love investing with Funding Societies

Low Investment Entry Barrier

  • SME Debt Investment made easy, just for you.

  • Invest with a minimum of RM100.

Protecting Your Interests

  • Registered with Securities Commission Malaysia (SC)

  • First platform in Malaysia to engage a trustee agency to manage our investors' money, so you can have a peace of mind.

  • Max Issuer Exposure - Feature that limits the amount of exposure the Auto-Invest Bot invests into a single issuer.

Seamless Investor Experience

  • Mobile App - Invest and review your investments anytime, anywhere.

  • Auto Invest - Set your investment preferences and let the system auto-allocate investments on your behalf.

Guaranteed Investment

Investment with payments effectively guaranteed

  • Guaranteed Investment Note - Term Financing (MBBG)

  • Guaranteed Investment Note - Bullet Financing (MBSG)

Return Rate up to 8% p.a.

Find Out More

Business Term Investment

Investment into a business term financing

  • Business Term Financing (MBBT)

  • Business Term Financing - CGC (MBBTC)

  • Business Term Financing (Secured) (MBBTS)

Return Rate up to 18% p.a.

Accounts Receivable Investment

Investment into an invoice backed financing

  • Notified Invoice Financing (MBTF)

  • Non-Notified Invoice Financing (MBIF)

Return Rate up to 18% p.a.

Accounts Payable Investment

Investment into a purchase order or motor vehicle backed financing

  • Accounts Payable Financing (MBAP)

  • Dealer Financing (MBDF)

Return Rate up to 18% p.a.

Disclaimers

  • Return rate stated is the range of returns for the product group, before service fees and taxes.

  • Please refer to the respective investment note on the approved return rate.

Guaranteed Investment

Islamic Investment with payments effectively guaranteed

  • Guaranteed Islamic Investment Note - Term Financing (MBIBG)

  • Guaranteed Islamic Investment Note - Bullet Financing (MBISG)

Return Rate up to 8% p.a.

Find Out More

Business Term Investment

Islamic Investment into a business term financing

  • Business Term Financing-i (MBIBT)

  • Business Term Financing-i CGC (MBIBTCV)

Return Rate up to 18% p.a.

Accounts Receivable Investment

Islamic Investment into an invoice backed financing

  • Invoice Financing-i (MBIIF)

Return Rate up to 18% p.a.

Accounts Payable Investment

Islamic Investment into a purchase order backed financing

  • Accounts Payable FInancing-i (MBIAP)

Return Rate up to 18% p.a.

Disclaimers

  • Return rate stated is the range of returns for the product group, before service fees and taxes.

  • Please refer to the respective investment note on the approved return rate.

Sign Up to start your investment journey with Funding Societies

Sign Up

Click the sign up button and fill in your information.

Sign Up

Verification

Upload all the required documentation and once approved, deposit RM100 to activate your account.

You're all set!

Once your account is activated, you can start investing in any available notes.

Log In

Log into your account to start investing.

Log in

Choose the note(s)

Go to the “Browse Investment Opportunity” section to view the ongoing funding opportunities.

Begin your investment journey!

Input the amount you want to invest under the “Investment Amount” column and click on “Confirm Investment” to complete your investment.

Why Funding Societies?

Registered with Securities Commission Malaysia

Largest SME Digital Debt Investment Platform in Southeast Asia

Disbursed more than RM 17.8 billion to over 5 million notes

More than 60,000 registered Investors in Malaysia

Investors' funds managed by Malaysian Trustees Berhad

Join Our Investor Community

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Our Investor Testimonials

"Funding Societies gives investors the freedom to choose their investments through its digital platform. Returns are predictable and stable, such as with the Guaranteed Investment (GN) notes. It reduces the risk of losing money, and some GN notes repay every month, increasing my return on investment rate as I re-invest the repayments. Funding Societies is a great place to start your second stream of income without much hassle or big capital."

Rainbow Chan

"Funding societies serve as a great alternative to diversifying my investments. Other than traditional investments like stock, and unit trust, I get to lend my money to SMEs to get higher returns than FD returns. Of course, it also comes with some associated risks but you can manage the risk by splitting your fund to multiple SMEs and only lending to SMEs with good credit scores."

Foo Kwok Whye

"My investment journey with Funding Societies started in 2020, and it has significantly improved my cash flow and provided opportunities for common people like me to make consistent investments with low investment entry amounts. I highly recommend this platform for SMEs debt P2P investment."

Lim Wei Yeh

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Learn as You Go

We've curated some great blog articles for you to grow your investment knowledge.

Minimise Your Risk

All investments bear risks.
Diversification is always the key to successful investment.

Learn More

Maximising Investments

Reinvest using your capital gains to fund other SMEs while maximizing your returns.

Learn More

More things to see

Visit our Funding Societies Blog for more information on personal investments

Read more >

New to Funding Societies? Check out our ongoing promotions!

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Access your Investments
anytime, anywhere
with our App

Access your Investments
anytime, anywhere
with our App

Indonesia

Pemberi Dana
[email protected]
+62 877 7126 5290

Penerima Dana
[email protected]
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia

Singapore

[email protected]
General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902

Malaysia

[email protected]
Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur

Thailand

SME Loan
[email protected]
+66 93 139 9721

Investment
[email protected]
+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400

Vietnam

[email protected]
(+84) 28 7109 7896

The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam

Dreamplex
174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

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Registered with Securities Commission Malaysia.
Modalku Ventures Sdn Bhd 201601019329 (1190266X)
© 2020 Modalku Ventures Sdn Bhd. All rights reserved. 

Funding Societies is a SME Digital Financing Platform registered with Securities Commission Malaysia. It does not fall under the jurisdiction of Bank Negara Malaysia. Therefore, financing products of Funding Societies should not be constructed as business loan, SME loan, micro loan, term loan or any other loans offered by banks in Malaysia and it is to be deemed as an investment note as defined in the Guidelines on Recognised Markets.

Disclaimer: All third party trademarks, product and company names are the property of their respective holders.