Fraud & Scam Alert: If you are approached by any Third Party impersonating an employee, agent or relationship manager of Funding Societies OR purporting to be a Funding Societies Malaysia representative OR have any information in relation to the same, please alert or contact us at 03-9212 0209 or email [email protected] to verify their authenticity. Learn more on our website.

Stronger SMEs
Stronger Societies

We are Southeast Asia’s largest SME Digital Financing platform. We connect SMEs with investors through an online marketplace to increase financing access for SMEs.

About Funding Societies

Launched in 2015, our mission is to uplift societies in Southeast Asia by creating financial opportunities for everyone. As SMEs are the backbone of our economies, we are committed to solving the SME financing gap in the region, while providing a convenient and short-term fixed-income investment option to individuals and institutions.

How SME Digital Financing Works

An eligible business applies for business financing by submitting the necessary details.

Our credit and risk teams review each application objectively and fairly.

Our established investor network funds the business financing on the platform.

After funding, the funds get disbursed to the business immediately.

Discover Our Financing Options

Micro Financing/-i

Business cash flow within 5 days. Good for smaller amount, one-off cost, and bridge financing gap.

Learn more

Business Term Financing/-i

Funds for working capital, business expansion, and much more. Larger financing amount is applicable.

Learn more

Invoice Financing/-i

Convert your invoices into cash for your account payables & receivables, and facilities purchases.

Learn more

Not sure which one fits you? Check more options on our borrow page.

Interested in Investing?

Invest with us, grow Malaysian SMEs

Sign up as Investor

RM 100

Minimum Investment Amount

Up to 14%

Return rate per annum

RM 15 billion

Financing amount disbursed
(Updated October 2023)

200,000 +

Investors registered
(Updated October 2023)

Trusted by SMEs and Investors Across Southeast Asia

”We are very grateful to Funding Societies for providing us with short-term financing solutions when we needed it the most, helping us improve our cashflow and grow our business further.”

Borrower, Mohd Shafiq Aiman Bin Zainal
Heron Solutions

"Funding Societies gave me an excellent experience with SME Debt Investements. They have great service and remain transparent in communication and notifications. Investing with FS has diversified my portfolio as well!"

Investor, Ryan Tan
MoneyTree Academy

Backed by

About us

Find out how we started, what drives us, and how we’re growing as a community.

Learn More

Our blog

See announcements about our latest releases, initiatives, and partnerships.

Learn more

See our growth

Check out our statistics page to get interesting insight into how we have grown and the activity on the platform.

Learn more

Interested in Financing?

Get the business financing that you require.
Simple application, fast approval.

Apply for business financing

Interested in Investing?

Receive returns in the form of interest
by providing financing to local SMEs.

Sign up as Investor


Pemberi Dana
[email protected]
+62 877 7126 5290

Penerima Dana
[email protected]
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia


[email protected]
General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902


[email protected]
Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur


SME Loan
[email protected]
+66 93 139 9721

[email protected]
+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400


[email protected]
(+84) 28 7109 7896

The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam

174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

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Registered with Securities Commission Malaysia.
Modalku Ventures Sdn Bhd 201601019329 (1190266X)
© 2020 Modalku Ventures Sdn Bhd. All rights reserved. 

Funding Societies is a SME Digital Financing Platform registered with Securities Commission Malaysia. It does not fall under the jurisdiction of Bank Negara Malaysia. Therefore, financing products of Funding Societies should not be constructed as business loan, SME loan, micro loan, term loan or any other loans offered by banks in Malaysia and it is to be deemed as an investment note as defined in the Guidelines on Recognised Markets.

Disclaimer: All third party trademarks, product and company names are the property of their respective holders.