Dealer Financing

Finance the floor stock purchases
for your Used Car Dealership

  • Interest as low as 1% per month

  • Financing facility limit up to RM500,000

  • Financing up to 85% of the vehicle purchase or market value

  • Financing period up to 90 days

FS Dealer Financing is open to

  • Sole proprietorship, partnership, limited liability partnership, a private limited company (non-subsidiary of a listed company) or unlisted public limited company registered with SSM

  • Minimum 30% local shareholding by Malaysians

  • Minimum 1 year in operations

The Dealer Financing Solution to optimise your cash flow

Seamless Experience

Ready for instant utilisation upon facility activation, anytime and anywhere. 

Convenient & User Friendly

Enjoy the online application process from the comfort of your home or office.

Cost Efficient & Flexible Repayment Options

Daily interest calculation with no early repayment fees to minimise cost. 

Full Transparency

Costs and fees are disclosed upfront, only charged on a success basis.

How To Apply?


Complete the application form, it will only take a few minutes. Prepare a digital copy of all Director(s) NRIC/Passport beforehand as you will need to upload it. 


We will review your application and make an offer within two (2) working days. During this time, we may request additional documents or information to support your application.


Once you have accepted our offer, we will activate your financing facility and grant you access to our system, Silk Road, where you may begin your drawdown process immediately. 

Why Funding Societies?

Registered with Securities Commission Malaysia

Largest SME digital financing platform in Southeast Asia

Disbursed more than
RM 12.9 billion to over
5 million notes

More than 200,000
registered Investors
across SEA

Investors' funds managed
by Malaysian Trustees Berhad

We've got you covered

Not what you’re looking for?
We have other financing solutions available to serve your needs.

Check out our business solutions

Frequently asked questions

Dealer Financing is a tailored financing solution specially designed for used car dealerships in Malaysia. This method of financing is ideal for dealerships in need of optimising their cash flow by financing their purchases. 

With Funding Societies, you may be approved a facility limit of up to RM500,000 which you may utilise at any time.

The interest of 1% per month is calculated on a daily basis, which means that you will only be charged for the number of days your financing is ongoing with us.

Additionally, you will have access to our online supply chain financing system, Silk Road, to manage your financing facility with us.

With Funding Societies Dealer Financing, every utilisation is subject to a tenure of 90 days from the date of disbursement. 

Just like any other financing product, the following fees/charges will be applicable:

  1. Facility Fee / Up-Limit Fee: Up to 2% of the approved/increased limit of the financing facility (one-off)

  2. Utilisation Fee: RM 300 per motor vehicle

  3. Variation Fee: RM 500 per amendment or variation of the Letter of Offer or Facility Agreement

  4. Panel Fee: RM 500 per annum, payable every 31st March (calendar year basis)

Please take note that the above are the common fees/charges of Dealer Financing which serves as a guide, subject to change from time to time.
For more accurate and updated fees/charges, kindly check with us. 

If you are late in making your repayments, the following fees/charges will be imposed: 

  • Late Penalty Fee: RM250 per 7 calendar day

  • Late Interest Fee: Up to 0.1% per day (non-compounded) on the amount in arrears

Of course! If you choose to settle the financing early, there are NO early settlement fees or charges imposed!


Pemberi Dana
[email protected]
+62 877 7126 5290

Penerima Dana
[email protected]
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia


[email protected]
General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902


[email protected]
Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur


SME Loan
[email protected]
+66 93 139 9721

[email protected]
+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400


[email protected]
(+84) 28 7109 7896

The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam

174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

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Registered with Securities Commission Malaysia.
Modalku Ventures Sdn Bhd 201601019329 (1190266X)
© 2020 Modalku Ventures Sdn Bhd. All rights reserved. 

Funding Societies is a SME Digital Financing Platform registered with Securities Commission Malaysia. It does not fall under the jurisdiction of Bank Negara Malaysia. Therefore, financing products of Funding Societies should not be constructed as business loan, SME loan, micro loan, term loan or any other loans offered by banks in Malaysia and it is to be deemed as an investment note as defined in the Guidelines on Recognised Markets.

Disclaimer: All third party trademarks, product and company names are the property of their respective holders.