Financing up to RM 1.5 million
Interest rate between 1.0% - 1.5% per month
No collateral required
Sole proprietorship, partnership, limited liability partnership, private limited company (non-subsidiary of a listed company) or unlisted public limited company registered with SSM
Minimum 30% local shareholding by Malaysians
Minimum RM 1 million revenue per annum
Minimum 1 year in operations
We focus on your business potential and want to help you grow.
What you see is what you get. Aside from what is displayed, there are no other fees or charges.
We have an online application that saves you the hassle of having to leave the comfort of home, or work.
Repayment tenures up to 24 months, so as not to put a strain on your finances.
Complete the application and submit the following documents:
6 Months Bank Statement
Director(s) NRIC copy
Latest Audited Report
Signed Copy of Consent Form
We will review your application, and upon approval offer you a financing amount.
If you are happy, simply accept the offer.1
Once you receive the contract, send it back to us signed and sealed. We will disburse your funds within 48 hours of receiving your signed contract.
Registered with Securities Commission Malaysia
Largest Peer-to-Peer Financing Platform in Southeast Asia
Disbursed more than
RM 4.3 billion to over
2 million notes
More than 800,000
SMEs registered with us
Investors' funds managed
by Malaysian Trustees Berhad
Not what you’re looking for?
We have other financing solutions available to serve your needs.
Business Term Financing (BTF) is an unsecured (no collateral needed) business financing product for SMEs to enhance and grow their businesses.
This product can offer you a financing of up to RM 1.5 million with an interest rate of as low as 0.8% per month
There is no collateral required. When your financing is approved it will be credited into the your designated business bank account. Your monthly installment will be ‘P+I’ meaning principal + interest.
For BTF there is a flexible financing tenure of up to 24 months. This is calculated based on your financing amount and repayment capability.
If this is your first time with us, here is a run-through on the application process.
Step 1: Complete the Application form on our page
Step 2: Submit all the documents required for this application
Company Registration Forms
Copy of all Director(s) NRIC/Passport
Latest 6-months Bank Statement
Latest Audited Accounts & Management Accounts (if available)
Step 3: Wait for your email confirmation for financing approval
Step 4: Accept our financing offer (If you’d like)
We will credit your money into a designated business bank account and begin your repayment cycle in the next following month.
Just like any other financing product, the following fees and charges will be applicable:
Utilisation Fee: 4% of the approved financing amount, deducted upon disbursement.
If you are late in making your repayments, the following fees/charges will be imposed:
Early repayments are always encouraged, as SMEs are able to save more on interest.
Early repayments are subjected to a 2% early repayment fee on the remaining principal amount to partially compensate our investors on the loss of their residual interest.
1. Terms & conditions apply
Registered with Securities Commission Malaysia.
Modalku Ventures Sdn Bhd 201601019329 (1190266X)
© 2020 Modalku Ventures Sdn Bhd. All rights reserved.