Simply apply online and get your cash in less than 5 days*
Base rate goes up? Steady. Your interest remains unchanged throughout your financing term
Submit three basic documents and you are good to go!
We focus on your business potential instead of your assets.
A business financing product that offers micro credit opportunities to SMEs.
Best used to maintain cash flow and enhance your business day-to-day.
With Funding Societies Micro Financing, you can apply for a financing amount of up to RM200,000 with an interest rate of 0.8% - 1.5% per month with a tenure of up to 18 months.
Once you have accepted our offer, we will credit the approved financing amount to you, with any fees deducted from the amount.
To manage your repayment, the monthly installment is calculated as ‘P+I’ (principal + interest).
With Funding Societies, depending on the nature of your financing, you could apply for a tenure of 6, 9, 12, or 18 months.
If this is your first time with us, here is a run-through on the application process.
Step 1: Complete the Application form on our page
Step 2: Submit the documents required for the application
Copy of all Director(s) NRIC/Passport
Latest 6-months Bank Statement
Latest 2 years personal Income Tax Assessment (Optional)
Step 3: Check your email for updates on your financing application
Step 4: Accept the approved financing offer from us (if you’re agreeable to the terms)
We will credit the disbursement into your designated business bank account and your repayment cycle shall begin the following month.
Just like any other financing product, the following fees/charges will be applicable:
Facility fee : One-off 2% of the approved loan amount
Utilisation fees per drawdown : 0.60% of each Utilised Amount
If you are late in making your repayments, the following fees/charges will be imposed:
Late Penalty Fee: RM250 per 7 calendar day
Late Interest Fee: Up to 0.1% per day (non-compounded) on the amount in arrears
Early repayments are always encouraged, as SMEs are able to save more on interest.
Early repayments are subjected to a 2% early repayment fee on the remaining principal amount to partially compensate our investors on the loss of their residual interest.
Sole proprietorship, partnership, or private limited companies registered with SSM
Minimum 30% local shareholding by Malaysians
Minimum RM 60,000 revenue per annum (or RM5,000 per month)
Minimum 6 months in operations
Got questions? Click the floating bubble at the bottom of your screen to chat with us!
It will only take a few minutes and you can resume at any point within 30 days.
We will review your application and make a tentative offer within 2 working days.
After your financing has been approved,
simply e-Sign the contract and receive the funds in your business bank account.
Registered with Securities Commission Malaysia
Largest SME Digital Financing Platform in Southeast Asia
Disbursed more than
RM 12 billion to over
5 million notes
More than 200,000
Investors' funds managed
by Malaysian Trustees Berhad
“As a growing company that offers home and business security solutions, we need financing to maintain cash flow in order to cover a variety of business expenses, including long payment terms for our clients. We are very grateful to Funding Societies for providing short-term financing solution to us when we need it the most, helping us to improve our cash flow and grow our business further.”
+65 6221 0958
+65 6011 7534
112 Robinson Road
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
+66 93 139 9721
No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
(+84) 28 7109 7896
2/F Sonatus Building,
15 Le Thanh Ton,
Ben Nghe Ward,
Ho Chi Minh City, Vietnam
Registered with Securities Commission Malaysia.
Modalku Ventures Sdn Bhd 201601019329 (1190266X)
© 2020 Modalku Ventures Sdn Bhd. All rights reserved.
Funding Societies is a SME Digital Financing Platform registered with Securities Commission Malaysia. It does not fall under the jurisdiction of Bank Negara Malaysia. Therefore, financing products of Funding Societies should not be constructed as business loan, SME loan, micro loan, term loan or any other loans offered by banks in Malaysia and it is to be deemed as an investment note as defined in the Guidelines on Recognised Markets.
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