Business Credit Line

Maximise Cash Flow for Legal Firms

  • Financing up to RM 200,000

  • Interest rates as low as 1% per month

  • No collateral required

Business Credit Line is open to

  • Malaysian registered legal firm with a minimum of 2 partners and 30% owned by Malaysian

  • Minimum 12 months in operations

Why Business Credit Line?

No Collateral Financing

We focus on your business potential and want to help you grow.

No Hidden Fees

What you see is what you get. Aside from what is displayed, there are no other fees or charges.

Quick Application

We have an online application that saves you the hassle of having to leave the comfort of home, or work.

Flexible Repayment

Flexible repayment tenures to suit your business needs.

Why Funding Societies?

Registered with Securities Commission Malaysia

Largest SME digital financing platform in Southeast Asia

Disbursed more than
RM 17.8 billion to over
5 million notes

More than 200,000
registered Investors
across SEA

Investors' funds managed
by Malaysian Trustees Berhad

Frequently asked questions

Business Credit Line as the name suggests is a collateral-free credit facility that is provided for local legal firms to utilise as and when needed. It allows legal firms to stay on top of their cash flow, have ready access to cash for inventory purchase, supplier payment or as an emergency fund

Business Credit Line can offer you a credit line of up to RM200,000 with an interest rate of as as low as 1.0% per month . There is no collateral required. When your financing is approved, you will be given access to our Silk Road system to start your drawdowns and utilise your credit line.

If this is your first time with us, here is a run-through on the application process. 

Step 1: Complete the Application form on our page

Step 2: Submit all the documents required for this application

  • Certification of Registration from Bar Council

  • Latest Valid Practicing Certificate from Bar Council for the legal firm with partners in the list

  • Latest Valid Practicing Certificate from High Court for all the PGs

  • PII Policy / Cover Note

  • Copy of all Director(s) NRIC/Passport

  • Latest 6-months Bank Statement

  • Latest Audited Accounts & Management Accounts (if available)

We may request additional documents to support your application.

Step 3: We will send you an email confirmation regarding financing approval after reviewing your documents

Step 4: Once you have accepted our financing offer, you will be able to start utilising the credit facility within 7 working days.

Just like any other financing product, the following fees/charges will be applicable:

Facility fee : One-off 2% of the approved loan amount

Utilisation fees per drawdown : 0.60% of each Utilised Amount

If you are late in making your repayments, the following fees/charges will be imposed:

Late Payment Interest : 0.10% per day calculated on daily basis

Silk Road is a digital financing system developed by Funding Societies. Through Silk Road, you may view your facility details and manage your facility usage (e.g. withdrawals). Additionally, you may also view your drawdown and financing status via Silk Road.


Pemberi Dana
[email protected]
+62 877 7126 5290

Penerima Dana
[email protected]
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia


[email protected]
General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902


[email protected]
Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur


SME Loan
[email protected]
+66 93 139 9721

[email protected]
+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400


[email protected]
(+84) 28 7109 7896

The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam

174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

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Registered with Securities Commission Malaysia.
Modalku Ventures Sdn Bhd 201601019329 (1190266X)
© 2020 Modalku Ventures Sdn Bhd. All rights reserved. 

Funding Societies is a SME Digital Financing Platform registered with Securities Commission Malaysia. It does not fall under the jurisdiction of Bank Negara Malaysia. Therefore, financing products of Funding Societies should not be constructed as business loan, SME loan, micro loan, term loan or any other loans offered by banks in Malaysia and it is to be deemed as an investment note as defined in the Guidelines on Recognised Markets.

Disclaimer: All third party trademarks, product and company names are the property of their respective holders.