Financing up to RM 200,000
Interest rates as low as 1% per month
No collateral required
Malaysian registered legal firm with a minimum of 2 partners and 30% owned by Malaysian
Minimum 12 months in operations
We focus on your business potential and want to help you grow.
What you see is what you get. Aside from what is displayed, there are no other fees or charges.
We have an online application that saves you the hassle of having to leave the comfort of home, or work.
Flexible repayment tenures to suit your business needs.
Registered with Securities Commission Malaysia
Largest SME digital financing platform in Southeast Asia
Disbursed more than
RM 12.9 billion to over
5 million notes
More than 200,000
Investors' funds managed
by Malaysian Trustees Berhad
Business Credit Line as the name suggests is a collateral-free credit facility that is provided for local legal firms to utilise as and when needed. It allows legal firms to stay on top of their cash flow, have ready access to cash for inventory purchase, supplier payment or as an emergency fund
Business Credit Line can offer you a credit line of up to RM200,000 with an interest rate of as as low as 1.0% per month . There is no collateral required. When your financing is approved, you will be given access to our Silk Road system to start your drawdowns and utilise your credit line.
If this is your first time with us, here is a run-through on the application process.
Step 1: Complete the Application form on our page
Step 2: Submit all the documents required for this application
Certification of Registration from Bar Council
Latest Valid Practicing Certificate from Bar Council for the legal firm with partners in the list
Latest Valid Practicing Certificate from High Court for all the PGs
PII Policy / Cover Note
Copy of all Director(s) NRIC/Passport
Latest 6-months Bank Statement
Latest Audited Accounts & Management Accounts (if available)
We may request additional documents to support your application.
Step 3: We will send you an email confirmation regarding financing approval after reviewing your documents
Step 4: Once you have accepted our financing offer, you will be able to start utilising the credit facility within 7 working days.
Just like any other financing product, the following fees/charges will be applicable:
Facility fee : One-off 2% of the approved loan amount
Utilisation fees per drawdown : 0.60% of each Utilised Amount
If you are late in making your repayments, the following fees/charges will be imposed:
Late Payment Interest : 0.10% per day calculated on daily basis
Silk Road is a digital financing system developed by Funding Societies. Through Silk Road, you may view your facility details and manage your facility usage (e.g. withdrawals). Additionally, you may also view your drawdown and financing status via Silk Road.
+65 6221 0958
+65 6011 7534
112 Robinson Road
+603 9212 0208
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
(+84) 28 7109 7896
The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam
Registered with Securities Commission Malaysia.
Modalku Ventures Sdn Bhd 201601019329 (1190266X)
© 2020 Modalku Ventures Sdn Bhd. All rights reserved.
Funding Societies is a SME Digital Financing Platform registered with Securities Commission Malaysia. It does not fall under the jurisdiction of Bank Negara Malaysia. Therefore, financing products of Funding Societies should not be constructed as business loan, SME loan, micro loan, term loan or any other loans offered by banks in Malaysia and it is to be deemed as an investment note as defined in the Guidelines on Recognised Markets.
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