SME Micro Financing

Congratulations! You've been referred by a friend.

Finance your SME with Funding Societies and earn RM100* instant rebate for both you and your friend.

Apply Now

Stacked Image

FS Micro Financing is open to

  • Sole proprietorship, partnership, or private limited companies registered with SSM

  • Minimum 30% local shareholding by Malaysians

  • Minimum RM 60,000 revenue per annum (or RM5,000 per month)

  • Minimum 6 months in operations

Got questions? Click the floating bubble at the bottom of your screen to chat with us!

How to apply?

Complete the application form

It will only take a few minutes and you can resume at any point within 30 days.

Financing offer

We will review your application and make a tentative offer within 2 working days.

E-sign contract and receive funds

After your financing has been approved,
simply e-Sign the contract and receive the funds in your business bank account.

Apply now

You will need the following documents during this application:

  • 6 months company bank statements

  • Your IC front & back

  • IC front & back of all additional directors

Minimum of RM 3,000 and maximum of RM 200,000

Why Funding Societies?

Registered with Securities Commission Malaysia

Largest SME digital financing platform in Southeast Asia

Disbursed more than
RM 12.9 billion to over
5 million notes

More than 200,000
registered Investors
across SEA

Investors' funds managed
by Malaysian Trustees Berhad

  1. This product is only applicable to Funding Societies Malaysia. This promotional material has not been reviewed by the Securities Commission or any regulatory authority of Malaysia.

  2. This Referral Campaign (“Campaign”) is organized by Modalku Ventures Sdn Bhd (“Funding Societies Malaysia”)

  3. This Campaign is open to all new and existing borrowers who:

    i. Have signed up for a financing solution with Funding Societies Malaysia; and

    ii. Have successful disbursement and ongoing financing with Funding Societies Malaysia (hereinafter referred to as “Eligible Participants”)

  4. Eligible Participants who have successfully referred any borrower to us will be entitled to RM100 as a referral reward. For the avoidance of doubt, the RM100 interest rebate shall be rewarded for both the referrer and referee upon successful disbursement of financing. The reward shall be credited to the successful referrer and referee on the following month of the end of every financial quarter.

  5. There is no limit to the number of referral applications that can be submitted.

  6. Eligible Participants shall obtain prior approval from any referee in respect of disclosure of any information and if so required to comply with the Personal Data Protection Act 2010.

  7. Eligible Participants should also:

    (i) Read and understand the contents of the disclosure document or any

    relevant agreement or contract before applying;

    (ii) Understand the risks involved in relation to the product or service;

    (iii) Compare and consider the fees, charges and costs involved; and

    (iv) Make their own risk assessment and seek professional advice, where necessary

  8. Every reasonable effort has been made to ensure that the turnaround time is adhered to but the timeline may still be subject to change depending on various circumstances including but not limited to the completeness of information furnished by the Eligible Participants.

  9. Funding Societies Malaysia reserves the right to add, delete or vary the terms and conditions herein, wholly or in part, at its absolute discretion by way of posting the amended terms and conditions on Funding Societies’ Malaysia website without prior notice.

  10. By participating in this Campaign, you agree to be bound by the terms and conditions herein and agree that Funding Societies’ Malaysia decision on all matters relating to this Campaign shall be final and binding. You also agree to access Funding Societies’ Malaysia website to ensure to be kept up-to-date on any changes or variations to this terms and conditions.

  11. Funding Societies Malaysia shall not be liable for any claims, losses, damages or costs incurred or suffered by any participants as a result of their participation in this Campaign.

  12. These terms and conditions shall be governed by and construed in accordance with the laws of Malaysia and subject to the exclusive jurisdiction of the Courts of Malaysia.

  13. Eligible Participants shall also be obliged with the website terms and privacy notice stated on Funding Societies Malaysia website.


Pemberi Dana
[email protected]
+62 878 2325 1976

Penerima Dana
[email protected]
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia


[email protected]
General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902


[email protected]
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur


[email protected]
+66 93 139 9721

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400


[email protected]
(+84) 28 7109 7896

2/F Sonatus Building,
15 Le Thanh Ton,
Ben Nghe Ward,
District 1,
Ho Chi Minh City, Vietnam

lockSSL Secure Site

Get the investor app

Registered with Securities Commission Malaysia.
Modalku Ventures Sdn Bhd 201601019329 (1190266X)
© 2020 Modalku Ventures Sdn Bhd. All rights reserved. 

Funding Societies is a SME Digital Financing Platform registered with Securities Commission Malaysia. It does not fall under the jurisdiction of Bank Negara Malaysia. Therefore, financing products of Funding Societies should not be constructed as business loan, SME loan, micro loan, term loan or any other loans offered by banks in Malaysia and it is to be deemed as an investment note as defined in the Guidelines on Recognised Markets.

Disclaimer: All third party trademarks, product and company names are the property of their respective holders.