SME Micro Financing

Congratulations! You've been referred by a friend.

Finance your SME with Funding Societies and earn RM100* instant rebate for both you and your friend.

Apply Now

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Apply in 5 minutes

Get the money in
less than 5 days

Rates as low as 0.8%

Tenure up to
18 months

Shariah financing
is available

FS Micro Financing/-i is open to

  • Sole proprietorship, partnership, or private limited companies registered with SSM

  • Minimum 30% local shareholding by Malaysians

  • Minimum RM 60,000 revenue per annum (or RM5,000 per month)

  • Minimum 6 months in operations

Got questions? Click the floating bubble at the bottom of your screen to chat with us!

How to apply?

Complete the application form

It will only take a few minutes and you can resume at any point within 30 days.

Financing offer

We will review your application and make a tentative offer within 2 working days.

E-sign contract and receive funds

After your financing has been approved,
simply e-Sign the contract and receive the funds in your business bank account.

Apply now

You will need the following documents during this application:

  • 6 months company bank statements

  • Your IC front & back

  • IC front & back of all additional directors

Minimum of RM 3,000 and maximum of RM 200,000

Why Funding Societies?

Registered with Securities Commission Malaysia

Largest SME digital financing platform in Southeast Asia

Disbursed more than
RM 17.8 billion to over
5 million notes

More than 200,000
registered Investors
across SEA

Investors' funds managed
by Malaysian Trustees Berhad

  1. This Referral Campaign (“Campaign”) is organized by Modalku Ventures Sdn Bhd (“Funding Societies Malaysia”) and is only applicable to Micro Financing and Micro Credit Line products in Malaysia.

  2. This Campaign is open to all new and existing note issuers (“Eligible Participants”) who:
    (i) have applied for Micro Financing or a Micro Credit Line solution with Funding Societies Malaysia; and

    (ii) have successful disbursement and ongoing financing with Funding Societies Malaysia.

  3. Eligible Participants who successfully refer (“Referrer”) any note issuer (“Referee”) to Funding Societies Malaysia through a unique referral link provided by Funding Societies Malaysia (“Referral Link”) will be entitled to RM100 cashback (“Referral Reward”) subject to the conditions of Referral Reward under Para 4. For the avoidance of doubt, any financing application submitted directly by the Referee to Funding Societies Malaysia other than through the Referral Link will not be entitled to such Referral Reward.

  4. The Referral Reward conditions are as follows:

    • The Referee may receive the Referral Reward upon successful disbursement of any note issuance by Funding Societies Malaysia to the Referee, regardless of the Referrer’s status.

    • The Referrer may only receive the Referral Reward provided that they have an existing note issuance facility with Funding Societies Malaysia.

    • The Referral Reward shall be credited and reflected on the statement of account of the Referrer and the Referee at the end of the month following the end of a fiscal quarter.

  5. There is no limit to the number of referral applications that can be submitted by the Referrer.

  6. The Referrer shall obtain prior approval from any Referee in respect of disclosure of any information and if so required to comply with the Personal Data Protection Act 2010.

  7. Eligible Participants should read and understand the contents of the disclosure document or any relevant agreement or contract before making any decision and understand the risks involved concerning this Campaign.

  8. Every reasonable effort has been made to ensure that the turnaround time is adhered to but the timeline may still be subject to change depending on various circumstances including but not limited to the completeness of information furnished by the Eligible Participants.

  9. Funding Societies Malaysia reserves the right to add, delete or vary the terms and conditions herein, wholly or in part, at its absolute discretion by way of posting the amended terms and conditions on Funding Societies’ Malaysia website without prior notice.

  10. Funding Societies Malaysia reserves the right to change the Referral Reward due to circumstances beyond its control and to offer an alternative of similar value. The Referrer has not provided any consideration for this Campaign and this Referral Reward is offered gratuitously by Funding Societies.

  11. By participating in this Campaign, you agree to be bound by the terms and conditions herein and agree that Funding Societies’ Malaysia decision on all matters relating to this Campaign shall be final and binding. You also agree to access Funding Societies’ Malaysia website to keep up-to-date on any changes or variations to these terms and conditions.

  12. Funding Societies Malaysia shall not be liable for any claims, losses, damages or costs incurred or suffered by any participants as a result of their participation in this Campaign.

  13. These terms and conditions shall be governed by and construed in accordance with the laws of Malaysia and subject to the exclusive jurisdiction of the Courts of Malaysia.

  14. Eligible Participants shall also be obliged with the Website Terms and Privacy Notice stated on Funding Societies Malaysia website.


Pemberi Dana
[email protected]
+62 877 7126 5290

Penerima Dana
[email protected]
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia


[email protected]
General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902


[email protected]
Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur


SME Loan
[email protected]
+66 93 139 9721

[email protected]
+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400


[email protected]
(+84) 28 7109 7896

The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam

174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

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Registered with Securities Commission Malaysia.
Modalku Ventures Sdn Bhd 201601019329 (1190266X)
© 2020 Modalku Ventures Sdn Bhd. All rights reserved. 

Funding Societies is a SME Digital Financing Platform registered with Securities Commission Malaysia. It does not fall under the jurisdiction of Bank Negara Malaysia. Therefore, financing products of Funding Societies should not be constructed as business loan, SME loan, micro loan, term loan or any other loans offered by banks in Malaysia and it is to be deemed as an investment note as defined in the Guidelines on Recognised Markets.

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