SME Alternative Digital Financing Platform | Funding Societies Malaysia

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We are Southeast Asia’s largest SME Digital Financing platform. We connect SMEs with investors through an online marketplace to increase financing access for SMEs.

About Funding Societies

Launched in 2015, our mission is to uplift societies in Southeast Asia by creating financial opportunities for everyone. As SMEs are the backbone of our economies, we are committed to solving the SME financing gap in the region, while providing a convenient and short-term fixed-income investment option to individuals and institutions.

How SME Digital Financing Works

An eligible business applies for business financing by submitting the necessary details.

Our credit and risk teams review each application objectively and fairly.

Our established investor network funds the business financing on the platform.

After funding, the funds get disbursed to the business immediately.

Discover Our Financing Options

Micro Financing/-i

Business cash flow within 5 days. Good for smaller amount, one-off cost, and bridge financing gap.

Learn more

Business Term Financing/-i

Funds for working capital, business expansion, and much more. Larger financing amount is applicable.

Learn more

Invoice Financing/-i

Convert your invoices into cash for your account payables & receivables, and facilities purchases.

Learn more

Not sure which one fits you? Check more options on our borrow page.

Interested in Investing?

Invest with us, grow Malaysian SMEs

RM 100

Minimum Investment Amount

Up to 14%

Return rate per annum

RM 15 billion

Financing amount disbursed

(Updated October 2023)

200,000 +

Investors registered

(Updated October 2023)

Trusted by SMEs and Investors Across Southeast Asia

”We are very grateful to Funding Societies for providing us with short-term financing solutions when we needed it the most, helping us improve our cashflow and grow our business further.”

Go to testimonial video >

Borrower, Mohd Shafiq Aiman Bin Zainal
Heron Solutions

"Funding Societies gave me an excellent experience with SME Debt Investements. They have great service and remain transparent in communication and notifications. Investing with FS has diversified my portfolio as well!"