Grow your business with
Funding Societies

Available in Islamic Option

  • No collateral required

  • Fast capital injection

  • No branch visit required

Invoice Financing

Maximise Your Business Potential.

  • A credit line from RM100,000 to
    RM1 million

  • Profit rate from 0.8% per month

  • Tenure of up to 120 days

  • Available in Islamic option

Business Term Financing

Scale up your business with no collateral required!

  • Financing facility limit up to RM500,000

  • Profit rate 1% per month

  • Tenure of up to 18 months

  • Available in Islamic option

FS SME Financing is open to

  • Sole proprietorships, partnerships, limited liability partnerships, private limited companies (non-subsidiary of a listed company), unlisted public companies, or public listed companies and subsidiaries.

  • Minimum 30% local shareholding by Malaysians

  • Minimum RM 1 million revenue per annum

  • Minimum 12 months in operations

  • Businesses whose core activities are listed as Shariah-compliant business activities as per Masryef Shariah Committee guideline *

Key Benefits of our Islamic Financing Solutions

Aligns with Shariah
principles to offer a
transparent financing option

Support the growth
of socially responsible
and ethical finance

Facilitate businesses
on their journey towards

How SME Digital Financing Works

An eligible business applies for business financing by submitting the necessary details.

Our credit and risk teams review each application objectively and fairly.

Our established investor network funds the business financing on the platform.

After funding, the funds get disbursed to the business immediately.

Leave your information. We will follow up.

Why Funding Societies?

Registered with Securities Commission Malaysia

Largest SME digital financing platform in Southeast Asia

Disbursed more than
RM 12.9 billion to over
5 million notes

More than 200,000
registered Investors
across SEA

Investors' funds managed
by Malaysian Trustees Berhad


Pemberi Dana
[email protected]
+62 877 7126 5290

Penerima Dana
[email protected]
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia


[email protected]
General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902


[email protected]
Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur


SME Loan
[email protected]
+66 93 139 9721

[email protected]
+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400


[email protected]
(+84) 28 7109 7896

The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam

174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

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Registered with Securities Commission Malaysia.
Modalku Ventures Sdn Bhd 201601019329 (1190266X)
© 2020 Modalku Ventures Sdn Bhd. All rights reserved. 

Funding Societies is a SME Digital Financing Platform registered with Securities Commission Malaysia. It does not fall under the jurisdiction of Bank Negara Malaysia. Therefore, financing products of Funding Societies should not be constructed as business loan, SME loan, micro loan, term loan or any other loans offered by banks in Malaysia and it is to be deemed as an investment note as defined in the Guidelines on Recognised Markets.

Disclaimer: All third party trademarks, product and company names are the property of their respective holders.