Term Financing


What is the meaning of term financing?

Also known as Business Term Financing (BTF), it is a type of unsecured financial support offered by lenders to businesses to enhance and grow. This financing product provides a lump sum of money upfront that the borrower needs to repay over a fixed period with regular instalments. Unlike other financing options, term financing does not typically require borrowers to pledge collateral.

These are some of the key features of term financing:

  • Fixed Repayment Terms: The repayment schedule is predetermined, with fixed monthly or quarterly instalments.

  • Financed Amount: Term financing typically offers larger financing amounts compared to other options.

  • Interest Rates: Term financing may have fixed or variable interest rates.

  • Shariah Compliant: Some lenders also offer term financing options that comply with Islamic principles for financing.


Ultimately, term financing is a practical option for businesses seeking additional funding for various purposes, including purchasing equipment, expanding operations, or covering working capital needs.

Indonesia

Pemberi Dana
[email protected]
+62 877 7126 5290

Penerima Dana
[email protected]
+62 877 7873 6144

Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia

Singapore

[email protected]
General Enquiries:
+65 6221 0958

Sales Enquiries:
+65 6011 7534

112 Robinson Road
Level 8
Singapore 068902

Malaysia

[email protected]
Primary contact
+603 9212 0208

Secondary contact
+603 2202 1013

Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur

Thailand

SME Loan
[email protected]
+66 93 139 9721

Investment
[email protected]
+66 62 197 8661

No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400

Vietnam

[email protected]
(+84) 28 7109 7896

The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam

Dreamplex
174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam

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Registered with Securities Commission Malaysia.
Modalku Ventures Sdn Bhd 201601019329 (1190266X)
© 2020 Modalku Ventures Sdn Bhd. All rights reserved. 

Funding Societies is a SME Digital Financing Platform registered with Securities Commission Malaysia. It does not fall under the jurisdiction of Bank Negara Malaysia. Therefore, financing products of Funding Societies should not be constructed as business loan, SME loan, micro loan, term loan or any other loans offered by banks in Malaysia and it is to be deemed as an investment note as defined in the Guidelines on Recognised Markets.

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