Also known as property-backed lending, it is a type of financial solution wherein businesses (small to medium-sized enterprises) may access funds offered by the lender using their properties as collateral. Property-backed secured financing is typically used for various purposes like business expansion, real estate investment, and debt consolidation. The repayment terms vary depending on the lender, the amount disbursed, and the property’s value. Additionally, lenders usually also have a maximum Loan-to-Value (LTV) ratio, meaning they may not lend the full value of the property.
Property-backed secured finance comes with several benefits including potentially lower interest rates and larger financing amounts due to the involvement of collateral. But while the benefits are great, this type of financing solution also comes with risks. For instance, the possibility of losing the property through foreclosure, incurring additional fees, and facing restrictions on property usage.
Therefore, careful consideration of the risks and limitations is crucial before entering a property-back secured financing agreement.
Indonesia
Pemberi Dana
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+62 877 7126 5290
Penerima Dana
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+62 877 7873 6144
Unifam Tower, Jl. Panjang Raya
Blok A3 No.1, Kedoya Utara,
Kebon Jeruk, Jakarta Barat,
DKI Jakarta, 11520, Indonesia
Singapore
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General Enquiries:
+65 6221 0958
Sales Enquiries:
+65 6011 7534
112 Robinson Road
Level 8
Singapore 068902
Malaysia
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Primary contact
+603 9212 0208
Secondary contact
+603 2202 1013
Unit 15.01 & Unit 15.02,
Level 15, Mercu 3,
KL Eco City, Jalan Bangsar,
59200 Kuala Lumpur
Thailand
SME Loan
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+66 93 139 9721
Investment
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+66 62 197 8661
No. 188, Spring Tower,
10th Floor, Phayathai Road,
Thung Phaya Thai Sub-district,
Ratchathewi District,
Bangkok, 10400
Vietnam
[email protected]
(+84) 28 7109 7896
The Sentry P
16 Nguyen Dang Giai Street,
Thao Dien Ward, Thu Duc City,
Ho Chi Minh City, Vietnam
Dreamplex
174 Thai Ha Street,
Trung Liet Ward, Dong Da District,
Hanoi, Vietnam
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Funding Societies is a SME Digital Financing Platform registered with Securities Commission Malaysia. It does not fall under the jurisdiction of Bank Negara Malaysia. Therefore, financing products of Funding Societies should not be constructed as business loan, SME loan, micro loan, term loan or any other loans offered by banks in Malaysia and it is to be deemed as an investment note as defined in the Guidelines on Recognised Markets.
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